COVID-19 and finding a lender for purchase + renovations

[Josh B. James]

Hey, this is my first time on the site, so apologies if I am asking a question that has been asked. I am struggling to find financing for purchase + rehab for a primary residence. The home price is $300k, the renovations would be about $150k, the ARV would be in the $550k area and I have 10% down. I just learned hard money lenders won't finance a property intended for primary residence and every bank I have called says their guidance has changed since COVID-19 and can't do reno loans. Is this just the current landscape? Is there another way to go about this? Thanks in advance for any assistance.