If they are from out of town........be warned.The reason there are so many speakers promoting programs is because the owners of the REIA get about 50% of what ever is sold.When you attend the next REIA, leave your credit cards at homeWishing you luck and success in this business.Charles

In my experience, people fear being homeless nearly above all else, and if it's a choice between stiffing the credit card company or the landlord and getting a pay or quit, it's going to be the CC, basic hierarchy being food>housing>utilities>vehicle>niceties>other obligations. 

Ask for their business cards, learn about them.

Hand your cards to everyone who might be able to help you.  

I have a single family home that I purchased with Hard Money at 14%...I then maxed out 2 credit cards to rehab the unit and it quickly rented for $850/month...I currently cashflow $150/month after I pay my lender...I wish to refinance, but my credit took a hit when maxed out the cards...I was listening to Brandon on Biggerpockets and gave me the idea to take on a credit partner...I owe 33k and the house should appraise for 95k...how do I construct a deal to get this done?  

Digital business cards?

You bought a note, you played your cards a certain way, now you own an asset with no equity.

We do not have the money to pay off the loan or the closing costs at this point without putting it on credit cards or borrowing from my parents (closing cost amount).

What I can tell you is get a credit card and be known for having the best credit ever.

CreditKarma is funded by the credit card issuers - that's why it's free to you.