If you ask them usury rate in your local state and they hesitate, then they likely aren't super familiar and only dabble in it.

I've been doing a lot of reading and listening lately and it seems that one thing all the "experts" can agree on is finding successful wholesalers locally and learning as much as i can from them.

Get out and rub elbows with local investors by joining a local real estate investor group.

May not be suitable for everyone.It is important to take into account local laws, particularly those pertaining to homeowners' associations (HOAs) and zoning.

First the local housing market is booming and due to a housing shortage and these low interest rates real estate prices keep climbing.

I really appreciate your suggestions.The combination you might want to restrict or look more closely at are local people, booking for one night, last minute and are under 25.

I have access to my local credit union and small regional bank as well.Any advice would be appreciated.Thanks,Hillary 

Look into local banks who keep their mortgages in house.

If you sold for $270k and received $250k after selling costs then paid $50k in state and local in some tax you only received $200k.

I know of a guy here in the greater Seattle area that might be able to advise or at least get you in touch with someone locally that is reputable.The key here, IMHO (and I am not an attorney or anything), is to keep everything stabilized.