It's very important that you deal with a decision maker, like the President, Vice-President, or Chief Loan Officer.Good Luck,Mike

Our renter has expensive medical bills, no car to get to work, no public transportation near our property.Pets nor any animal has to take car of them selves, humans do that for them plus, plan for the future.  

Only the higher end homes have fridges with water/ice makers.  

I second Chris Mason 's response there in terms of you being able to qualify as long as nothing went south.It could very well be that the underwriter didn't know how to apply the fannie mae rules for calculating DTI with an investment property OR maybe their bank had an overlay.But basically, your DTI should not take a hit when adding that property.Here is how they're supposed to calculate DTI with an investment property.1) Figure your personal debt and income side.So lets say your monthly debt payments (i.e. car payment, credit cards, PITI on your primary residence, etc) are 2k/mo.

This home had three bedrooms, a second family room, and a two-car garage.

I sold a used car for more than I bought it for six years ago.

I would focus my research on properties that can bring an enjoyable experience to guests, such as nicely renovated house near lakes/state parks/national parks, with amenities like deck and perhaps suana and pool, also a bigger house that can host more people/pets/cars.

Woke up to my tenant sending me pics of the lone tree in the yard had some branches fall in his car. 

Waste of money ..It’s like buying an extended platinum warranty on a car .

It will track every trip I make by car (or train ;) ) and ask me if it was for business or personal- it will allow me to classify each trip (going for supplies, visiting buildings) and it will even auto classify recurring trips.