However if the clog was found in the main of a particular unit before it joints the main to the street. then by all means approach that tenant with a bill, Hopefully you took some pics of the stuff that you took out so you can prove your case.

My friend asked who the guy was as he was on the phone when we approached.

Nobody ever approaches us for a loan and says" I need a loan and I'm going to fail to pay you back," when in fact that is how we look at every loan request.

Better option there is door knocking and creating a systematic attach and approach.  

Either way, set your goals and approach the meeting with that in mind.

I’m going to take a different approach here from the others.

The downside to this approach I think is that the bank can close the line of credit if they feel the need to but then again, I haven't lost anything in the process.

It sounds like you want to take a passive approach rather than active (which most people on BP do).

Accepting Section 8 can be a great way to add stability and I have found success with this approach.

I think the best approach is whichever you are comfortable with.