Does anyone know of a possible alternative to get an SBA loan so that it would not count towards my personal credit and dti?

I am just trying to decide if it is more advantageous to lock in the tenants first with a new lease before raising rent and then dealing with the rent raise afterwards, or to just get it all done in one swoop.Not sure what the best choice is, as I don't feel super strong either way.

You only need this structure to invest in alternative asset classes like real estate and private debt.  

TIC or DST) properties as your 2nd or 3rd choice while you're looking around for your ideal replacement property.

You could spend many thousands of dollars before you find a deal.There are some experts on direct mail here on BP and many threads about it. when you buy mailings lists there are many choices so just chose different criteria.

You usually only have 2 weeks, but I've had the clause active for as much as 28 days.The other alternative is not to sign a purchase agreement at all, but a "right to buy".

Within 30 days you can generally get all reports back and work through all seller due diligence material items and receive a loan commitment from the lender and a rate lock.The LOI part is so that my buyers hopefully limit upfront money spent and do not jump into deal after deal spending thousands to tens of thousands with an attorney negotiating PSA's and ordering reports to not close on a property.This is even more important with 1031 exchange buyers as you do not want to set a selection only to find out a massive problem and you now just have 2 choices left as all 3 choices are locked in after the 45 day ID period.

Now, you at least have something to point to in terms of experience when the HML folks ask you for it for the run down shack you want to flip.The alternative is that if your down payment is big enough relative to purchase price (not ARV), there's always someone out there that'll finance it because your substantive skin in the game (way more than 20%) means the HML is in a "can't lose" position.

If it is an attractive ROI compared to alternatives, you have a good story to tell and will likely be able to find some partners.  

It sounds like the Cleveland area one off BP is the better of the choices.