I would use a broker, as they have access to multiple insurance companies, rather than going to a single agent that represents a single insurance line (like Farmers).Andy

I have been researching first time home buying and read that its important to speak toh multiple lenders, however she made it sound as if he handles all her clients and in order for the process to go smoothly we needed to go through him as well.  

Or is it a good idea to have backups and always get multiple bids.

We work with multiple lenders that offer 65-80 LTV additional with Mezz financing.  

I did not hear back for 2 days and they I have to call to find out there was now multiple offers on the house.

I love the concept of having multiple passive/semi-passive income streams.

How to manage multiple properties across multiple states?  

Tell them "My business is based on referrals and my goal is to provide you with 10+ service so that when you close on your home you feel confident and excited to refer me to your closest family and friends"2) Then: when the transaction is at it's most emotionally charged (positive) state, say they just won out on a multiple offer, ask them for a referral.

There are multiple MLS boards in South Florida.  

I am connected with a wealth of investors and anticipate making multiple deals (4-6) over the next couple of months.