You paid $11,000 in state taxes, deducted $10,000 in 2018, and received a 1099-G for $1,000 (which will be added to your income next year). 

@Jim T. added some excellent practical pointers.

@Danny MallerNext time, and as you build your empire use the link below to look up any City of Chicago code violations. https://www.cityofchicago.org/city/en/depts/bldgs/...And if you cant remember this link just google "Chicago Building Violations". 

For me it is all of the above with one added big reason.

I found some people would have problems renting elsewhere, do all kinds of things to claim they were first and should get the apartment because of it.One example I cited is I got someone calling me at 7:00AM Saturday morning when I put in a weekend ad claiming he must be the first.

I've read the policy and they added the house as an endorsement.My question is, is the new agent incompetent or has she found a brilliant loophole to save me money?

You can Google "Ehlert Law PC" to find me, or just about any other attorney licensed in TX.

Google MS Coast REIA for details. 

The AdWords platform allows you to generate leads by placing your ads at the top of page 1 search results in Google.

In my opinion a 3 years lease on a C class property ads zero value over a 12 month lease.