Hi Everyone,I am a somewhat new Real Estate Investor in Vermont (Bought my first property two years ago).

We lived in it for a year, remodeled both units and put in place a long-term tenant on one unit and a mid-term tenant on the other.Here's a little more details about this deal:*   Purchase price: $163k*   Financed price: $132k @ 7.625% APR*   After repair (estimated value): $225k*   Gross rents: $2150 ($750 one year lease & $1400 six month lease)*  Annual taxes and insurance: $7000*  Approx credit score: 650 (I used interest free credit card to pay for remodeling this property and maxing it out caused my score drop almost 50 pts!) 

I started investing 4 years ago doing BRRRR, right now I have a portfolio of 6 SFH worth around $1.1M with $600k in debt and around $1.5k monthly cash flow.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

If you can buy and hold, you will make money in the next 3-5 years, even though you may have a temporary negative equity experence. 

So I was hoping people here could educate me.I'm trying to calculate the interest earned on a $100k loan over 15 years at 7%.

If it shows on the deed history, Grantor is a bank and grantee is Housing and Urban Development on a special warranty deed, what does that mean? 

I currently had a 1-year home warranty included in my purchase contract and it is set to expire.

And they are located beside multi-million development which will bring up the value in 4-5 years, if the market remains the same.I have clients who are selling because they have some equity but are cash flow neutral/negative and fear some assessment.

My name is JT I am new to investing, 26 years old and would like to start on a path that builds wealth for me and my family!