I realize that Ms Liebeck was hurt and that she had serious injuries, but seriously was MacDonald's responsible for her putting the cup between her legs and spilling it?  

@Joseph Norman- I realize that I replied to you on both of my forum posts, so feel free to reply to either one and we can consolidate our conversation@Sam Frank- You're making good points.

I am familiar with the 2% rule and I realize it's just a ratio to shoot for. 

About 18 months ago I decided to fully commit to beginning my journey and quickly realized buy and hold would be my strategy.

@Demjan Van Der Kach That's exactly why I ended up with one of AlphaFlow's funds -- I realized that sufficient diversification would have required more time (and capital) than I was able to commit to something I'm still relatively new to.

My competitors list the P&I only and simple people don't realize that 40% more of a payment is still to come at least in Texas.

Then she explained that because she works so much, she was taking things slowly and didn't realize I wanted to move so fast.

I also realize that I need to learn to do better research before I post something.

I just realized it's 20-30m to have 120m+ still ain't bad at all!

This quest even started after having realized I have no retirement plan, and my sad 401k is probably not going to cut it.Like many, I'm having an inner battle of investing in CA or out of state (OOS).