Any suggestions on explaining escrow to my buyers on wraps?

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On lease options explaining escrow for taxes and insurance is not needed but on wraps it can be a deal killer and I sell some houses on wraps where the taxes and insurance is escrowed on my underlining lien so I would need to escrow with my new buyers.  My competitors list the P&I only and simple people don't realize that 40% more of a payment is still to come at least in Texas. I do explain escrow with my buyers, but some seem to forget. I have had folks after closing send only P&I payments, refuse to send tax portion, and one even told an attorney that I changed the payment we agreed on at closing. People act as it I control taxes and insurance and they can't afford to pay that much or at least some shining stars have done me that way.

I don't want to spend hours talking about escrow with them and kill a deal, but I don't want some crybaby acting like they can't afford it ( after closing)

Any suggestions from the pros