I've had lenders the past actually do research on the gift giver, and deny loans based on where the gift giver got the funds..  

If your in the loan for 6 months my back of the napkin numbers are 9 grand for the cost of money alone (points, 1k fees, interest) 12 months puts you at 13 or 14k.Make sure you understand any fees associated with the draw process, a HML will disburse funds to you as you complete rehab, sometimes this incurs fees.This deal may be viable but the costs add up fast.

I was in the exact same boat about 1.5 years ago Justin.The properties that I buy are Very inexpensive, so this strategy wouldn’t be as effective on properties sat over 100k...Basically, my first 2 deals were home runs, meaning after the renovations we more than doubled our inItIal Imveatment.Purcjase prIce on house 1 was 24k, +6k In remIbatIons whIch I funded wIth cash. we refIed that one for 70k whIch resulted In mt InItIal onbeatment comong back plus an extra 30k or so.

I'm currently managing a small impact investing fund in Madison, and am looking to increase my involvement in the real estate industry.

I was able to position myself so I can focus on this full time and not need to have a day job, at least for a while, as well as have some funds to work with for rehabs or flips.

I have funds in a deferred compensation plan that I’d like to use but if I take out the amount I need I’ll get hit with a huge tax bill at the end of the year.  

Here is a list of lenders offering such loans:https://www.biggerpockets.com/blogs/2810/50272-lis...I'm really big fan of using retirement funds for private lending,  you can get decent return (10%+), risk is low and it is truly passive.

I feel confident I know what a good deal is now, but have to admit I’m in no position to fund any portion of it.  

As one raised in northern Ca. 

the fact that she doesn't want someone to come in, raises a flag with me