1.when selling a 10-year old unit in a common interest development such as condominiums,stock cooperatives, or planned developments,which form must be used?A. lead-based paint disclosureB. residential HOA AgreementC. ...

Minimum recommended coverage:Building, Business Personal Property, Business Income, Employee Dishonesty, Money and Securities, Accounts Receivables, Computers, Contractors’ Equipment, Valuable Papers and Records, General Liability, Employee Benefits, Umbrella, Hired and Nonownership Auto, Workers Compensation Other coverages to consider:Equipment Breakdown, Computer Fraud, Employment-related Practices, Automobile Liability and Physical Damage

The direct writers (state Farm, All sate, etc) will most likely not have the ability to do this.You should be communicating with an independent broker who is in the commercial side of the business. 

If you're looking at a 250 unit complex, you're probably going to get a boat load and actual numbers.You need to use market rents to buy, not your forced appreciation that you may obtain from your excellent management skills or your fix it abilities.

They have the ability to do the search for you as well and it's usually cheaper than doing it yourself.

You might bump into some money guys there, know they aren't "private lenders" they are hard money lenders fishing in the waters.You'll also find leaches there, (not a derogatory term) it's very acceptable practice in RE for an experienced person to team up with inexperienced players to get a deal done, these experienced types just leach onto newbies and work deals, there are some who do nothing but leach deals providing themselves with more opportunities with less effort.

With the information age at its finest, it more practical to gather the same information for free.

In preparation, I will be practicing my underwriting skills on a closed multi deal in my target area every day.

Would you suggest wholesaling just to practice doing deals and to get to know people?

I am like you and surprised at the level of delinquencies and poor credit score ratings that I am finding out about.As for your town, WOW, you mention 75% of the residents in your town don't qualify for loans and remain renters without the ability to purchase a home.I am not having to deal with that here, but was curious about what a 510 number meant.