@Ashley Piccirilli. this happens a LOT and tbh sometimes its what people are looking for!

I-if it's "big expense", I get ahead of this issue by whipping out a receipt book (you can buy one at any store like Target, Wal-Mart, Staples, Office Depot, etc) and jot down the work that was performed, materials, hours, amount of people, other expenses, etc.

We also host a monthly meetup in Durham that's a great area to meet people

A common source of Subject To deals is people in distress (foreclosure) who have a pending sale date.

I see people doing them in florida, then realize they still have to do a complete foreclosure and get upset about it because they followed some guru or bad advice here on BP. 

The solar people said 40 yewrs ago it would pay for itself in 15 years.

Saw someone saying they invest in Bali, Indonesia and made me wonder where people buy out of the country and how the process is like.

Statistically, 20% down dramatically reduces the risk of foreclosure.TERMS:Interest rates: Some people like to raise their interest rates higher than what a person can get at the bank. 

People do go to jail for loan fraud.To me you need two conversations before moving forward

If you really wanted to go there, you could even charge them for the labor if you had your own people install it.