I emailed the main address and asked about a license number and they responded this, "Unlike other individual HML we're not limited to an NMLS because we offer a nationwide lending option."

If not, is getting am umbrella insurance policy on the DADU my only liability protection option and is it a good protection strategy? 

That being said, we are currently exploring financing options for funding our first investment property purchase which have brough up a couple questions we cannot seem to get a straight forward answer on: 1.

For better or worse, 1031 seriously constrains their investing options, even for real estate. 

It's wise to consult with a real estate CPA who specializes in taxes.They can advise on capital gains taxes, potential exclusions under Section 121 if occupancy requirements are met, and the option of a Section 1031 exchange to defer capital gains by reinvesting in another property.

I specifically focus on subdividing land and multi-family new builds.

(There are two lies tied together on the mortgage and the first has the multi family property and the second is a vacant lot I was planning to develop that now I can’t because of a 75 ft.

If people refer you to someone be sure to check those references because it may be their second or third best option.

Sometimes it can pay off to use the same lender but it does not hurt to look around for other options.

Looking for more creative financing options for my next rental.