My main fear is expanding too quickly and if I have a vacancy or something unexpected with one of the properties I don't want to be sitting on multiple mortgages I can't pay.

Mainly I figure they need to have done NY or PA taxes.

I don't have any money to do it myself so I have to get a little creative.My main question is this: Do banks/lenders look at multi-family properties as personal property or a business property?

Call me old fashioned, but Im going to say that the increase in the money supply is the main cause of prices rising.

Mainly, I think there is a heavier speculation for most investing in SoFlo.

I’m open to most of Long Island but have been focusing mainly on long beach, Rockaway,(id assume flood insurance would be needed.

I had a new main line put in 3 years ago and the bill states that the clog was near the bathrooms and the cleanout to the mainline to the street did not remove any debris or roots (there is a city tree in front that can't be removed).

All bedrooms and baths are on the second and 3rd floors- so no bathroom on the main floor with the main living space and kitchen.Previous owners turned a main floor half bath into a wetbar when they used the house as a traditional B&B.

Many people would like to own a place up here and rent STR when not using it, but everyone (including the owner) wants to mainly only be up here in the summer (and maybe some fall). 

Main question: how do HELOCs affect your dti and how much does it change how much a lender will allow you to borrow?