And the Milwaukee major wants to grow its population by more than 60% by changing the zoning law (project Growing MKE) opening up the sea of low density single family zoning to townhomes, mixed use, MF and ADU's. 

Jay,I recommend finding an accountant who specializes in real estate taxation over one that is local. 

We will usually comp cleaning fee or give gift cards to local restaurant to comp any legitimate issues.

. , the other thing I often do when I'm starting to evaluate a new market, I subscribe to the local newspaper or the local business journal and doesn't cost that much, usually $5 to $10 a month.

Quote from @Donna Beth Perch: If you are going to manage for someone else, it's important to understand the laws and ensure you abide by them.

Hi Victor, You should talk to a local lender about a bank statement loan program.

They should be able to point you in the direction of someone local and have an idea of what the cost is.

I'm not sure if I am going to start local (since the market is so high here) or if I am going to go OOS.

Or I actually can not ask them to disclose at all by law and regulations?

Either way, I could be wrong but I don't think marital status is a protected class, maybe is in your state or local laws, and I think familial status protection is if denial is based on not accepting someone with a child or expecting a baby.