OK, so I recently sold a local rental property and just went into escrow to buy a replacement. My friend convinced me to use him as a QI as he's done it before over the years and it would save me money. I'm second gue...

Working with a mortgage broker or a lender that specializes in DSCR loans will get you more favorable terms as they have investors on the back end after the loan closes buying these loans which helps the lender replenish cash for more loans. 

I’d think one would be tempted to reinvest the $100k cash to help offset the “lost” rental income from that unit’s new mortgage.

They have considered changing these rules to help lower insurance costs HOWEVER, they would grandfather existing owners - at least 50% use as short term rentals so changing these rules wouldn't fly otherwise.  

I need some help in assessing if this quote is fair for the items listed in the pic.

I have helped a few get past 250 sfr's  so proud of that.

This was super helpful.

But if it helps people sleep at night then I guess there is value.

I worked with was very helpful.

I stick with fixed rates if I can help it.