Not my credit, just program #s.

The most effective strategy of wholesaling these days is boiler room sales tactics on newbie investors who saw a 30 minute HGTV program and have decided to become a house flipper. 

@Greg DickersonI've been working on my pilot program for the last couple of years.

I want to obtain my NMLS license in New York (where I live) because I would like to transition from working in retail to getting into the banking industry and working as a mortgage loan officer/originator.I found a program on YouTube but they charge $380.

@Paul SandhuI’m not sure if this is what your Chinese engineers are doing, but when my Taiwanese parents (small, Mandarin Chinese-speaking island off the coast of China) come to visit, they unplug the Roku in the guest room and hook up something called a Moon Box so they can get their Chinese language programming for free.

When it comes to state specific study apps, I would still do a search in the app or play store (depending on your phone) and look for some practice test programs that have a decent star rating and high customer downloads.  

Yea, it's ugly, but it is functional.

Or maybe also find someone who would be willing to invest in your deal that can also function as some sort of advisor (an experienced lender that would be willing).

Just left an RE-Mentor 3 day workshop and after having already spent $4,000, I was debating paying an extra $40k-$80k to join the mentorship and coaching program but a friend who was already in real estate advised me to save that money and to rather network and invest my time and resources in local coaches, reading books, starting small and scaling up.

@Ryan Moyer if you decide to do something in Gatlinburg, I thing it would be a fantastic idea to have a fully functional Gatlin gun in your back yard.