Hi Jalen,Sure there are ways to buy with $0 but it will take work and usually pretty good credit, solid job history, or private money (family etc).  

Good morning,I have found this small house in Long Island that is being sold as a Short Sale in decent location with great schools, I was trying to go the conventional rout and get a mortgage on it but because I had purchased my primary residence last year and rented my Co-op and I didn’t have 2 year history I was unable to qualify for yet another mortgage.

You are, however, closer to JC Heights and, if you're farther east in Union City (closer to New York City) in that area you have really easy walking access to Hoboken.Anywhere on the eastern border of UC (Palisade or Park) is expensive, though usually quite nice, because (some) of those buildings have views of Manhattan and are right on the bus line.It's really very much block by block.

Both had history that triggered this.

I'm just getting started in the North Eastern part of the state, but always like to hear what is happening in other areas.

I think a history of late payments (even if resolved) disqualifies most of my applicants.    

Any help out there would be greatly appreciated.You have legal history, so you need to know how to talk openly and honestly about it. 

My fear is buying a property and being stuck with a huge lien which the city won't reduce.Does anyone have any history of buying a property with a large lien and if the city is happy to reduce or waive the fines (after violations are taken care of)?

Im sure they will fill the last bit of space.To get to my point, the downtown area these buildings are located in has a lot of upside - lots of new projects going on, lots of demand for downtown residential here -- office space unless it's class A is a bit harder to rent though unless you have doorside parking - (Guess us midwesterners are lazy)   I think this building is great, has a lot of history, however just has a poor marketing scheme and bad stigma with it.  

Then get access to a title company website and look at transaction history of those flips and see how high they were leveraged.