People talk about bad experiences with the tenants not taking care of the property, but, that could happen with anyone.

If you PM me info on what the Commercial use is, I may be able to suggest an Insurance company(ies) to try.

Once you get rolling make sure you take great care of your guests.

Friends at a title company could tell you people who settled with VA/FHA mortgages. 

David, rental income is passive income.Placing your rentals into an S-Corp usually doesn’t make sense from tax standpoint because you will be exposing all of the income to SE tax.If you have a portfolio of rental properties that you do manage yourself - you could set up a property management company and charge PM fees, this income will now be considered “earned” and eligible to contribute to a retirement account.

I am in the process of exploring property management companies in Dutchess County, New York, and I’m reaching out to this knowledgeable community for recommendations.

One strategy I've found that works well in the past is driving around, finding a property that is clearly a rental (a bit rundown, lawn not taken care of, etc.), then pulling the title for the properties that I find.

I also will be more careful with sending fully executed contracts. 

Furthermore you gotta be careful in Lake Worth there's better parts and some really rough areas.

A bank can't extort a tacked-on higher interest rate if a borrower won't agree to new terms...terms that would now require unnecessary documentation and hassle.Here's excerpts from their letter to commercial customers I got last week, on company letterhead.