Also afraid we won’t ever be able to afford another place with the way property has shot through the roof here.  

Its what ever you feel right doing and can afford to do.. 

@Nathan James Brickkicker does a good job, affordable, easy to schedule, fast and does TMI too.

These guys are often more familiar with day to day product instead of high-end/spec homes, and good property management companies will cull a list of responsive, reliable, and affordable contractors that are licensed (if required) and insured.  

I am frustrated with the work my realtor is presently doing.

Joseph, Missouri for pretty reasonable and affordable properties.

However, the interest rates are super affordable and I'm not betting on home prices going down in Indy anytime soon, but they might stabilize and stop increasing so rapidly. 

It will depend on what amount you get qualified for and what you can afford.

Interest rates are still low, I'm assuming you would be able to swing the 20% down to avoid PMI, and qualify for a pretty affordable fixed rate loan product.

I wanted to be in the neighborhood I bought the house in but couldn't afford anything but a fixer upper.