Writing in my journal daily about the things I want to accomplish helps me fill little gaps of time with things that can help me achieve my goals.2.

The seller finance aspect is tough to achieve with a mortgage. 

Doing this helped me achieve a $15k increase on an appraisal since the appraiser was lazy in their analysis.Good Luck!

This low supply combined with the low interest rates has resulted in appreciation that exceeds what would have been achieved with a normal supply.  

Without using loans and leveraging your money, it's going to be an uphill battle trying to achieve your goals unless you have a VERY high income job to help you buy a new property for cash every year or so.If you assume a 150k purchase nets you 1k/month in cashflow, that is essentially an 8% return on your money. 

I've just achieved a pretty big financial goal for myself which has been getting my first 10k invested!

I've just achieved a pretty big financial goal for myself which has been getting my first 10k invested!

Pick-up the phone, call a realtor and a mortgage broker, and get the ball rolling to see what can actually be achieved in your market with your personal situation. 

I wonder what others do to stay focused and any short term goals that have helped in achieving those targets. 

Getting a "yes" to funding can be a major achievement.