20yr old new Investor Looking to Connect!

[Nathan Johnson]

Hey everyone! 

I'm a new listener thats been blasting through the personal finance pockets right now and decided I wanted to get involved with the community. 

I'm a 20 year old university student (first year in kinesiology) and just learned about the idea of personal finance. Im also from Calgary, Alberta! I love martial arts, all kinds of sports, going on hikes and just spending my time outside.

A little bit about my financial situation right now! I've been working at the same grocery store since I was 14, and have currently saved up about 20k! Most of that money is going towards my education but I also have 10k from my grandparents to help with school as well which im super grateful for. 

I've just achieved a pretty big financial goal for myself which has been getting my first 10k invested! 80% of which is in index ETFs (XEQT) and the remaining 20% in hand picked stocks and crypto (5%).

I'm super interested in the concept of FI and will be trying to work my way towards achieving it as quickly as possible! During school I  work around 20 hours a week (18.85$/hour) and put 20% of that into investing and the rest towards school, my car insurance/gas (2009 Pontiac vibe I bought for 3k), rent (my parents charge me 150$/month). During summer I plan on getting a bike to save on transportation, I usually work a 2 jobs in the summer (full time during all my school breaks too) which now I plan on pocketing everything from my 2nd job and around around 50% of the paychecks I get from winter break and reading break!

Eventually I'd like to learn more about real estate but I honestly get the impression that it isn't very lucrative in Canada. I'd love to hear more tips and tricks on how to be financially savvy! 

can't wait to hear more from everyone!