The mortgage on it is an owner interest rate verse an investor interest rate so you are already ahead of the game on that. 

I showed them I wasn't walking into their office asking basic questions, I could find answers online. 

And does this option fit in or conflict with your personal end game?

I’ve researched the no money down game a lot but I wanted some expert opinions on what I should have them do.

@Abel CurielAt the moment the only thing i’m Doing is checking online sites and see what homes are being sold by owner.

You will likely be greatly enlightened as to what numbers make sense and things you might not have thought about.Building MF now is late in the game for the cycle.

(tried warm network/references, online sites like HomeAdvisor,Thumbtack, even Craigslist - ugh!)

I see a handful of good reviews online but would like to hear experiences from other investors if they've used them before. 

I also saw from looking online that if you have PMI, you can have the option to pay a single payment upfront at closing and get rid of the monthly PMI.

Nice work  keep it up.. love it when you actually buy and a principal and sell as a principal.it only gets better.I don't know what my record is.. but if you do this game long enough you will get some whoppers..