You need to look at housing stock available and decide if you have a reasonable expectation of seeing another duplex you want to live in come up.in your planned time frame where there are reasonable numbers for you.If the town /school district isn't a big driver then keep trying to find that deal you want.

Some cases I've seen relatives that come to live with the borrower but you will have to document the heck out of those strategic scenarios with registration card/drivers licenses registered to your address, utility bills, the relative occupants bank statements, or other documents that show they will live there.

Since your job as an engineer will be the main driver for downpayments (at least for a while) you don't want to do anything that puts this job at risk. 3) If you just paid down your student loans, how long would it take you?

I plan to keep this as a weekend getaway from the madness of Chicago city life but AirBnB when Im not there (already have approval from HOA).

But the psychological lesson I learned was it's easier to be mad at someone else and blame your troubles on them, then it is to face the truth about one's own shortcomings. 

It has been a few years since I've worked on a deal there, so maybe there are more drivers now than I realize now.

The Triangke is March Madness for NC.

The number of autos, age of drivers, and driving record can also effect the rates.

This means that if the insurance is lowered, or changed, or cancelled outside of the limits of the lien contract, they can put "force placed" insurance which is considerably more pricey than the driver maintaining their own insurance.

MOST people I speak with simply cant afford the rent..Whats your method to the madness?