I am neither.That said, remember: in order to pay you regularly (like most consumers expect) the S-Corp needs either strong credit or a steady income of its own.

I am an unrepresented buyer in the state of Delaware. I'm not sure if I should designate the sellers agent as:

- the sellers agent and not my agent

Or

- designated buyers agent and dual agent

I have a passion for real estate and I've been consuming all the great blog post and podcast that I can for the last year.  

The HML folks that are consumer facing with websites and all that are out there.

I love that you are a fan of zero (consumer) debt.  

This is based in part on what my go-to commercial LO tells me, and in part on what consumers in commercial loans gripe to me about.Commercial lending is often based on the cashflow of the asset, and not so much your personal income situation (meaning if you make enough personally, a residential lender will let you do cashflow negative things that a commercial lender might say 'no' to).

Later this year, I'll be changing career once again and my W2 will be ~350k$, so I definitely plan with sticking to this, I like technology and I like to spend all my day working in time consuming jobs until I will be financial independent and able to scale down, hence I was looking for a more passive opportunity that would allow me to diversify from the risks of the stock market.

As a result, I've decided I need to eliminate consumer debt and start investing in real estate.I currently own and live in a 3 BR, 1.5 BA home that has become a bit too small for our family of 4.  

Also, Lowes and Homedepot have consumer credit cards with no interest for 6-24 months.

This is great for consumers like you as it lets you pit lenders against each other and cuts through all of the advertising games and assumptions that go into teaser rates.