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Updated almost 8 years ago on . Most recent reply

Jake Mires's profile image
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Jake Mires
  • Real Estate Agent
  • from Redding, CA
  • Member since Aug 25, 2016
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Jake Mires's profile image
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Jake Mires
  • Real Estate Agent
  • from Redding, CA
  • Member since Aug 25, 2016
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Jake Mires
  • Real Estate Agent
  • Redding, CA
21
Votes |
59
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Buying & Selling Real Estate

Self employed ( RE agent ) trying to buy a house!!!

Jake Mires
  • Real Estate Agent
  • Redding, CA
Posted
I am a new real estate agent and I understand I need 2 years of pay before I can get a loan, my question is that if I have a cosigner, can I get around this?
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Chris Mason
  • Lender
  • California
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Chris Mason
  • Lender
  • California
ModeratorReplied
Originally posted by @Russell Brazil:

If you have 1 year tax returns you can use a Freddie Mac loan. Fannie loans require 2 years.

 That trick stopped working about 3 months ago, unless the borrower can prove the business has existed for at least 5 years (likely a 5 year old RE agent license, in OP's case). 

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