It sounds like you have a niche picked out that you'd like to pursue.

Man, clearing this in 2 years sounds so craaazy Zach!!

I have a couple of different closing attorneys that I do a lot of business with, it sounds like they will be able to take the point on the specific contract forms?

So it sounds like the Title company can take care of switching the lease into my name? 

Sounding a little more conservative, I would take all the cash flow, add in about $1000 to $2000 (or whatever you can) and pay 1 of the mortgages off within 3 years.

It sounds like you are making this property an investment property so the FHA 203K would not be an answer because you are required to occupy the the home (a multi-family home is ok if you occupy one of the units). 

It sounds to me like you and your girlfriend might have opposing goals and that could lead to more problems down the line and I have a feeling could be a part of the struggle you’re having right now.

It sounds incredibly fishy.

It sounded like you would have enough to cover either loan type and that's why I wanted to bring up the conventional option.Keep in mind under both options you will need to be a mini-project manager. 

I know 10 years sounds like a long time but it's really not.