I do not recall the specific name of the doc, however, banks have a form/document in which the owner/seller authorizes a third party to negotiate with the bank and authorizes the bank to release information to the third party.

Let's also give credit to Congress for giving a whole bunch of money to housing counseling groups like ACORN in this Housing Bill (8/2008) -- a subject of much maligning last week when ACORN was set to receive any income from the 700 billion dollars we are dumping into Wall Street.

Jason Wrote: "All of the experts I have talked with say it's overkill" You are not talking to experts if this is the advise you received.

Life would be good if he receives calls all the time from these people saying they have heard of this or that seller wanting or needing to sell.

We have a real estate web portal and it receives a fair bit of traffic but not the kind of traffic thats needed to market to this kind of audience.

I then save this document in their file.

If your credit's good, and you have steady, documented income, you should be able to find a lender.

Get any existing planning documents and zoning maps.

Next time, before your agent has already shown you properties and done work on your behalf, negotiate what you are willing to have them receive before you go out looking.

I know i should have done these courses in the beginning of the year, but i was listening to other people who said it's a waste of time to become licensed if i want to mainly wholesale and invest, investors don't deal with agents so why become one, the agents way of thinking about real estate investing is clueless and you will be taught the wrong ways, and other mixed opinions feelings that i received.