There could also be other workarounds or maybe a medium term rental would provide the numbers your client needs to make the investment viable.

Vanderbilt is the largest clinical training center in the Southeast, with over 1,000 residents and clinical fellows training in more than 100 specialties.Here is a fantastic write up of health care services and its growth in Nashville (Forbes).I could go on and on.

My new build that went in to service in 2022 is knocking it out like Covid is still here just like your new cabin is doing.  

What do your property managers provide to you for your taxes if anything or you you keep your own spread sheet?

Maybe  DSCR 2nd if both the 1st and 2nd mortgages meet the debt service requirements. 

On the other hand, a 25% cut is too high, considering what she does is what a broker should do; she doesn't provide me with any leads.

Also, does landlord insurance provide enough coverage or is an umbrella needed?

@Gabriela Angel nothing good comes from tenants knowing you are the owner.They just get to pressure you for immediate responses, whereas you typically want time to think and respond.Many here will state otherwise, but won't provide LOGICAL reasons, only emotional ones.

They can provide a clearer picture of what you're dealing with and potential costs.2.

Although that lender was not able to provide a loan product for us, due to our connection with the real estate agent; she did want to find a way to help us and connected us with another lender who was able to find a portfolio loan that would suite our needs.