Im sure I miss out on a few transactions, but I save myself a lot of time by weeding out a lot of people who will waste my time.

I bought a list from listsouce and wasted my money, I thought I figured out how to separate multi-families but I was wrong and everything I got seems to be condos or apartments.

Until you each talk it out you are wasting your time making any assumptions.

Our current tenants are already very wasteful when it comes to utilities (they never turn the furnace/lights off), so our averages from the past year are already on the high end of the spectrum. 

Or would I be wasting my time going to different branches of the same bank?

As such, we went to a "guru" seminar which was a waste of time (Nick Vertucci... got our money back) and are now trying to read everything we can and are talking to others for advice.  

I can bring about $15K cash to the table if I have to but I very much want to minimize the amount of equity I have to use because the higher the amount, the longer there is a second lien against my primary home. 

Do not waste your time and keep the bulk of your work income productive.  

Hi @Paul Christopher the last Noteworthy I attended was in LV about 3 years ago and found it to be a major pitchfest, it was mostly a waste of time.

Great advice about following a system; why waste 10 year catching up or trying to reinvent the wheel?