Additionally I don't speak fluent Spanish, yet!

I can't speak much about the Vancouver market (other than to say it is crazy), but the Toronto market, as hot as it is, had more holding it together in my opinion (which I laid out in my eight points in my above post).

That's 30 years of experience speaking there. 

Here it is: Who am I speaking with?

I was speaking to an investor who lends to SFH.  

Normally its the problem vendor name that people will complain about and you will know which one you have to speak with or fire.

@Marlene Goldenberg - I can't speak to your specific deal because I am not sure of your expectations nor your long-term investment plan.  

With that success I have been asked to participate in a couple success webinars and a few speaking gigs at mobile home investing seminars! 

After all you have the luxury of time to shop for the cheapest money out there.If you already have a pretty good mortgage however, you may want to leave it be and look for a second loan.

I don't know her, nor am I speaking on her behalf, but I really liked that particular podcast.