You've given us too little info.File a claim with your insurance, renters insurance, directly against the tenants?

Would be happy to connect and get a loan summary over to you today.

Yep, there a plenty of ways to acquire real estate without getting a bank loan or paying all cash!

A cash out could very well be 50% to 70%, (or they may not do cash outs) depending on the lender so you'll need to ask and shop  around.Each property must be appraised and title insurance obtained on each, so you're not saving much in loan costs except they may close as one transaction, filing fees will be applied to  each property as well.

I purchased a SFH that had a septic. When inspecting the property it was obvious hte Septic needed repairs. I created a contingency for the seller to repair and service the septic system. Spent the next year rehabbing...

I'm planning to pursue a conventional loan with 10% down payment.

An easy math example is $1,250 of rent needs to support $1,000 of mortgage, property taxes and insurance and HOA (if applicable). 

The easiest way would be to leverage a DSCR loan.

@Shane Duncan are there 401k or other fund like life insurance policy you can tap into?

That includes the $114k in depreciation, mortgage interest, repairs, insurance, etc.