However, I think the landlord response to the broken mirror was unreasonable in the first place.By admission, the tenants were "good tenants" and as a show of appreciation, the landlord gets petty after the walk-through on a mirror they can not prove was broken by the tenant.So...just my two cents on this score...this is a problem created by the landlord that did not have to exist in the first place.

No offense intended but you look very young in your picture, do you have a credit history/score?

Here’s a summarization:Min Credit Score - 620Rates (Vary Depends On Program) - 5.35 - 6%Min Down Payment- 15%Loan allows you to roll purchase & rehab into one loan, in addition to the buffer they add in as a contingency planTerms - 15 - 30 yearsNo prepayment penalty 6 month seasoning period req’d for refiI believe DTI needs to be below or around that 40-45% range 2-4 Points

Look at their credit score as this is a significant factor in the financial stability of the individual.3.

His credit score and background check all look great, and his references were good as well. 

And most of my home time is spent with family.I have a 700+ credit score and bring home about $6000 a month net I have about $3000 a month in expenses.

Your credit score can also have a big impact on the number of points you are paying. 

The conventional loan will only cover 75% of ARV or purchase price, whichever is lesser (key point, whichever is less).

Set up a score card to track those so that at a glance you can tell if you are winning or losing.4.

I have about 3,000$ saved up, and have been building my credit score since.