I would imagine I would not need it until I closed but I am just curious as to the timing.

Would hate to imagine what might happen if it crashes =) while running a windows 7 OS

Can you imagine the chaos.

Joel - as I can imagine, you drive a lot.

Imagine all the grocery stores that would miss out on tailgate food, clothing retailers of apparel, bars that have specials on Monday nights!

Originally posted by Jake Kucheck: Now if the HOA were to start negotiating on mere delinquencies, I would agree with you 100%.In theory, I completely agree...The problem comes down to whether or not the members of the HOA (the homeowners) would have to -- or even have the option to -- vote on the decision to reduce the fees.If the homeowners got wind of the fact that they could appeal to the board and potentially get a hardship reduction in HOA payments, you could imagine a large group of homeowners banding together to request (and then vote in favor of) these hardship reductions.On what grounds could the board consider your particular situation (your short sale house) without considering every other request they get from a homeowner who claims to be in financial straits?

more than $1500, i'd imagine.

I do wonder if this will rub some people the wrong way, especially when the price is likely to be much less than they imagined.

todd, that's a good clause to have, but i can't imagine many of the contractors being happy about it.do any turn you down simply becuase of that clause?

I tend to agree with you Ed, I find it hard to imagine any roofing contractor would be able to guarantee 100% that every nail has been removed from every flower bed, yard, driveway and sidewalk of every job.