I'm great at answering challenging questions with creative solutions.

I'm great at answering challenging questions with creative solutions.

@Blake Elder On a sidenote, using a deed of that nature will  not convey your existing title insurance to the LLC     You should use a grant or warranty deed     They are the same thing just a different name      I could be wrong on this but you may want to look into it     Furthermore I don't think there's any more cost associated with the grant deed     I guess you could always talk to the person who gave you title insurance    

I'm great at answering challenging questions with creative solutions.

So long as you are not pledging a personal guarantee - and thereby providing the lender additional recourse in the event of a default by pledging your personal assets as security for the IRA's debt - then the source of the loan does not matter.Most private lending transactions, especially owner-financed notes, are non-recourse in nature.

Your biggest challenge is going to be qualifying for a mortgage because of your income.

I'm great at answering challenging questions with creative solutions.

I should have mentioned everything the HOA covers: Water, Trash, Pool, Grounds, Insurance (sheetrock out), and natural gas.

According to what I have read elsewhere, at a couple properties...that is also about the place that conventional lending starts to become more challenging and portfolio lending and private financing options start to be a better fit.

It's extremely challenging to do that with a listed property.