I only spot checked with a couple since this isn't "my" deal, maybe someone digging a little deeper would find something that works.I don't do a huge amount of 15YF (bay area mortgage amounts, good luck qualifying :P ). 

Peel and stick white/gray grout-able tile for baths, kitchen and laundry.7-8mm chestnut wood laminate if subfloor has uneven spots. 

There was no line to pkacectge mortgage so I put in the PMI spot

@Jason Gaunce, your post is a little difficult to decipher, but from what I could gather:2-bed units are the sweet spot in most markets.

I am an artist, photographer and traveler, born in WA raised in FL, traveled to 13 countries competing in a sport called Flowboarding and landed in Ogden, UT 2 years ago because of my sport.I've decided to stay in one spot for a while and I'm looking for my first home in Salt Lake City to house hack!

No one complains about "that guy from Apartment A who parties until 1 AM" or "the girl from unit 45 has a boyfriend who keeps parking in my spot." 

@Nina Nguyen Whenever I am making an offer on the spot, I use the TREC form, and start out by saying this is the  standard form I have to use as a licensed agent in Texas, and then proceed to fill it out by hand in front of them, so I can walk them through the sections that can be changed modified.

The acoustical tile has a dingy brownish look in spots and needs to be replaced.

@Angie Shires is spot on.

It started with just a flat out bad contractor which I would have spotted had I taken the time to check into things.