/construction for the last 4 years.Very into building engineering at the moment but would like to cultivate financial freedom via buy and hold multi family properties and an occasional flip.

Sure beats the occasional free lunch I got at my former Broker!

The downside is that most loan lives are capped at 5-years to repay, though occasionally a plan will allow loans for primary residences that are extended to 15-year repayments.

Some properties are paid off, so I'll occasionally run it down to 2-3 months knowing I can replenish my reserves pretty quickly if I need too.

But occasionally as I am heading to my favorite fish& chips in Soho London (shot out to Poppies), or enjoying my DonPedro at Durban Beach, I do have a little giggle for a moment on all the BS talkers.

He was a real nice guy and remianed down to earth after winning the lottery, overall I liked him it was just too much for him to work for a kid at his age, which I anticipated and let go as best I could  occasionally I would have to do something that needed to be done a certain way for safety reasons when he refused because 50 years ago that didn't matter!

Beech Grove pops up on my radar occasionally but I have yet to take action there.

To them, it is exactly the same business model and is taxed exactly the same way.There is some controversy out there as to occasionally flipping and whether it rises to a business. 

If you're not going to do investing in NY thought I would recommend not getting your license as you'll not get a return on it other than the occasional referral fee.

They are generally pretty reliable, and the occasional repair bill to fix them, should not be a regular thing.