You can get your question answered by a subject matter expert.  

That is correct Matt.And Jeff's answer to your initial question was right on point.Good luck!

Depending the answer - you may not be entitled to start taking expenses until the property is placed in service.

I’m trying to get a clear answer on when that 6 months waiting period is actually satisfied.

These are some pretty entertaining answers from all over the country.  

Well, a few disputes later and now she has left the state with the car that we bought together.She stopped answering any of my calls or texts after telling me that I have no choice but to wait to get my name off of the loan so that she can refinance on her own as she doesn't want another cosigner.

I am still investigating a few of these items but I will answer what I know.1.

The internet lender loses nothing by saying "yes" when the correct answer is "no," the local lender is putting their rep on the line for you if they say "yes." 

There's a world of opportunity out there, learn as much as you can, get involved with discussions and post up any questions you want answered.

Talk to some off those companies (looks like at least one of them have commented on here) they'll be more than happy to tell you the process and answer your questions.