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General Landlording & Rental Properties

Liability Coverage on Rentals

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My wife and I have accumulated four rental properties and hope to acquire many more in the future. I've been giving conflicting advice on liability coverage. Some have advised to form a LLC. Others have recommended forming a sub chapter S corporation. And others have recommended just purchasing an umbrella policy, stating that it'll serve as the same function as the former two, without the added expense of the &200.00 annual filing fee for the sub chapter S. Please advise.

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