We are expecting a strong real estate market here for the next few years, but things have softened a bit and appreciation on the Westbank is sluggish.

But I was wondering if any one had opinions on whether it is wise to spend your money remodeling or just save it and wait to see a great deal or a softening of the market.Thanks for your response,

Also, King County home prices are starting to really soften (down 11% in last 6 months) . 

Lets create a list for maintenance (do these monthly/yearly) :1) change Furnace/AC filter2) change fridge filter3) get a guy to move the lawn/get rid of snow4) replenish water softener salt (if there is one)5) clean gutters (yearly)6) power wash (yearly in Florida/Carolina and other wet climates)7) pest control yearly?

Property values softened in Crown Point IN. 

I would think the issue would be if rents soften and go down or you have vacancies.. keep in mind not all apartments did well in the down turn.. in Vegas many lost apartment complex's same with Phx.. when vacancy went to 30 to 50%.. they lost them to the bank.I know of one big apartment owner in Oregon who sold their prime Portland 3 and 4 caps chasing yield in vegas 100 million dollar roll up.bought vegas in 06 with max debt and by 2010 he lost the entire portfolio to foreclosure.. in the meltdown nothing was immune.. although Portland ( and this is all very regional) that rental market was strong.. but today as we sit here it is weakening in Portland rents are coming down.. and those that have built new complexs are going to be stressed  for sure.. when rents get higher than owning which is kind of what has happened.. this thought that millennials don't want houses is just not correct.. they are not brain dead.. they know rent is a waste of money so when our rents in PDX get to 2500 to 3k or they can buy a brand new 400k home for the same price.. that's who is buying my new builds its that 30 to 40 year old new family.

Same making smart loans and others being incredibly aggressive on terms that may entice you but ultimately, is not realistic for a long term partnership as those lenders will peter off over time when the market softens or worse - corrects. 

I am skeptical about FHA loans, but I am wondering if the federal tax code softens the impact of the MIP. 

I feel 2019 prices will still be high even as the real estate markets begin to soften as I would think notes / delinquencies would have a lag from traditional real estate.

@Jay Hinrichs the Dallas retail market has softened a slight bit for sales, we are seeing a few more avg days on market.