I'm sure most on here know this but there are some that don't realize what these wildly fluctuating swings in the market are actually doing to the value of their stocks.In our hypothetical example we'll use a market fluctuation of an S&P 500 ETF indexed fund of 50% down, 50% up, 50% down, 50% up, 50% down, 50% up.

Personally with a two year time horizon I would put about half of it into a broad market index just for fun.

Since I have a high-risk tolerance, I'd probably invest in mostly individual stocks and some ETFS/index funds. 

Hi, I do 2 kinds of investing. 1) investing in S&P 500 index funds 2) real estate.

It appears to be .55% below an index.

We are well diversified and have made a lot of money in Index funds for the long haul, real estate and other investments, pensions and etc..  

You could keep it in index funds, H.I. savings account, or  bonds/CDs.

To be transparent, I am invested in:Retirement Accounts:401K invested in a fund which is mimicking the S&P 500 Index. 

Months supply = the inventory of homes for sale (at the end of a given month) divided by the average monthly pending sales from the last 12 months.Case-Schiller index for Boston is up 4.5%, slightly outpacing the national rate of 3.9%.

In general, dollar cost averaging into a broad low-cost index fund or ETF is the best strategy for just about any retail investor.