If so then presumably such sponsors would just ignore this.

I just heard back from the bank and her response to my inquiry I emailed and said"I'm not finding any information that the adverse market refinance fee is still active, I've only found information to the contrary.Linked article from The Federal Housing Finance Agency mentioning the fee has been done away with as of August 1, 2021"Her response"You are correct, no hit for Cash out on primary residence, that has gone away but we do have adjusters for Loan to value and cash out loan to value along with credit score and 2-4 unit"This is problematic to me on so many levels, why was she willing to increase my interest rate based on her ignorance, who is watching and making sure these lenders are doing the right thing?

That being said, many of these same markets are too strong to ignore but we heard a lot of people reconsidering what are the best coastal markets, with cities like Jacksonville replacing Tampa/St.

This is the simplest method, but it also means your tenants are more likely to abuse the utilities by leaving windows open with the heat or A/C running, leaving lights on, ignoring the toilet that constantly flushes on its own, etc.3.

The question of whether owning a primary home is a sound investment, if you ignore lifestyle issues, can be true.

I was ignored by the first mortgage company when requesting the initial payments for the architect/engineer and permits for a month, and then ignored by the second mortgage company for another month.

The law makers ignore the experts, but I suspect it is because they are pandering to their constituents that are ignorant to the impacts of rent control.  

.(#2) One should not ignore the "tax dog", I assure you the compromises between tax deferred qualified accounts, RMDs, Medicare IRMAA, SS, etc is confusing. 

Until you actually file something, you are free to ignore whatever structure you set up.  

FSBO, expired leads, local homeowners)- Nurture your network consistently via phone, email, text, in-person events- Set as many appointments as you can to get in front of people and explain your value proposition... then go back to nurturing the contact until they have a question or need something from you- While doing all of the above, try to avoid/ignore the 'shiny objects' that are sold to agents on a daily basis.