Quote from @Briley Roe:  yes those fees are very high as you have a broker fee and other fees for a loan little over $100k at 6+ points. 

I highly recommend an attorney to draw one up as each state and each property can have unique issues. 

You can Host Finacial revenue tool to get an average of the income.

"Inflation expectations" is a purely rational and logical way to look at it, but let's consider that bond market buyers/sellers aren't 100% comprised of Vulcans, and that there are highly emotional and irrational individuals among them, as well. 

I agree that the full 25% deposits were high for new build rather than EMD.

However, due to keep purchasing real estate, my DTI is high and close to 50%.

High praise coming from you Steve.

If you don't have family wealth, can tolerate living without nice things for a while and don't want to risk over leveraging yourself I highly recommend it.  

I will focus on how to buy a retirement home in the future while benefiting from a high-performing rental property until you're ready.We have many California clients who plan to move to Las Vegas for multiple reasons.

Quote from @Ben Trageser: Highly recommend Maven Cost Seg!