We are investing for the future as we are banking on appreciation and residual income when the property is paid off.

I guess as a young investor you hear that you want to build residual income or should i say money that works for you.

You need to make sure the seller is not behind on property taxes,HOA dues,insurance,or mortgage payments.If the seller is current but just desperate you can get a third party escrow company to take your payment.The payment goes to the mortgage,insurance etc. first and any residual get's sent to the seller.

Cash flow Real Estate is about creating a passive residual income stream.

My thinking that the loft sale can return a good amount of equity back and the office space provides some good residual.

As far as depreciation.. in leasing your better of leasing a better car that has a higher residually because ultimately that means your payment will be lower....There's no such thing as a car being an asset, its simply a liability....Owners pride?...

Get a piece of thick gray vinyl, the stuff used for custom shower pans, and glue it with spray contact adhesive to cover the area under your sink.

Their was some residual land value but my friends loss was limited to a few hundred thousand instead of in excess of a million. 

Plus VA does not follow Debt to Income, they follow what is called residual income.If you have questions, please reach out as I handle tons of VA loans every year.

The adhesive tends to wear out on most, and the floating plank is almost completely water proof.