I got my License in 2006, worked in the Default side of things, from my observation in the Fox Valley area (where i worked till November of 2014) values have not yet fully recovered to pre crash insanity numbers, we didnt lose sharply but are not returning quick either, while right now, activity is high, prices are not yet following, we are still down a good 10% I dont see that coming back any time soon, nor should it, prices were hyper inflated in 06/07' but who knows, with more buyers in the market that could change. 

No real numbers to offer, that's a windshield observation.4.

With regards to ARV for a refi, like @Scott Schultz noted, appraisers (and home inspectors for that matter) typically just observe what they see and appraise the home based on its present condition. 

That is great that you have one under your belt.BP is a great place to network and grow as you have observed for quite some time.Welcome.

As a general observation, I think it's more the quality of the location as opposed to proximity to the bus route! 

Hi @Joel Benscoter:Good observation. 

Based on what I've observed, most rentals this close to university are inhabited by multiple people, many of them students.

What I observed was that any asset that was even remotely manageable (i.e., in a civilized area and had improvements or was easily improvable) was taken off the list.  

I just wanted to know if real estate professionals told you this or if random people not involved in real estate told you this.Ken Rishel, a member here who is in compliance and isn't @ mentioned since he's not in this area so much and doesn't need to be bothered with this.......made a post with a great observation on a matter that directly relates, I'll paraphrase basically, with added clarity:In law, there are primary laws enacted by government legislative bodies, Congress, Senate, at the federal and state levels.

. ($2000 x 6 months= $12k,)Try save up to 10% gross of my pay check after the $2k budget is met then put the rest into debt reduction.Find somebody I can work with/for in Real Estate Investing to learn hands on and observe their methods.Use the 10% gross savings to invest in a property.Get free of all debt but business and eventually be able to go all cash as it makes sense.Establish at least 3 other streams of income (preferably 5) so we are not reliant on my commissions to meet the budget.