My name is Justin and I am a junior finance major at Siena College near Albany, New York.

One clarification though, here I almost never see the HOA name additional junior mortgage holders as defendants, just no value to them, so they don't get extinguished.

My soul mate of 25 years and I live in Bellevue Washington and our youngest has just begun her junior year in college. 

In foreclosure, provided that subordinate lien and judgment holders are properly notified of the foreclosure, those junior positions should become extinguished as liens against the property.

On the other hand, they are within their rights to accelerate your loan upon any foreclosure action on a junior position regardless of who is who.  

I am guessing by the price they are mostly unsecured junior liens.  

Go to a big firm, where they will start you in research or if you're lucky, as a junior broker.

If the seller is not cooperative you might want to assign a junior agent at your firm to do the grunt work on this and throw them a bone if it finally sells.

The loan program they quoted you says it only allows an 80% Combined (first and all juniors) Loan To Value.  

The bunch of new townhomes there, then the ones just south across the street off of colonial drive, and some down by Orion junior high.