Andrew and Aaron are good contacts (ask me how I know) if you are looking for wholesale properties to flip.Seek out the local Springfield REIA, it's a very active group and we all try to support one another. 

Hi, this is Kayla from Cozy's support team!

If you are close to your goal or lets say retirement, a bunch of free and clear properties to support your lifestyle is a great option.

Thanks again everyone for you warm and supportive posts.

We do not plan on living here for 30 years and I know not to bet on appreciation so I will do some value add to the house over time and expand it to a 4 bed 2.5 bath with less than a 40k investment, the layout will support it.

Hi All,I'm looking at a multifamily deal where the tenants have been identified as extremely difficult and have eviction support from the local non-profit.  

Thanks for the support @Kai Kopsch!

Expenses are too high and net profit too low for lenders.You would have to find alternative financing sources if you can't find a local lender looking to support your deal.

That seems to support what I have seen already, very helpful! 

If you acquired them in the same year you are applying for a loan, then I think you can support the income with leases, bank statements, previous owner's profit statements, etc.