The problem is that law enforcement does not have enough man power to handle all these petty crimes and as such, the scammers run rampent, unfortunatley.

Btw, if you didn't leverage, and cut your annual cash-on-cash returns to about 10%, your total equity (investing $20K per year) over 25 years would be just $2.1MM.The power of leverage + compound interest is astounding!!!

If they'd rather "try" to list it first to "see", well more power to them and good luck.

From there its all about relationship building.I know people say "build your power team" as if you should go out and start finding specific people to be on your "team".

LP with 1% S-corp GP for operationsThere are also bypass trusts, living wills, pour-over wills, affidavit of trust, durable power of attorney, memorandum of personal property, location of important documents, funeral and burial instructions, and final instructions.I am sure none of that has anything to do with your post though!

We're hearing power tools all around us.

Make sure you turn off the power if you spray beehind any switch plates or outlet covers.

I recently bought a property that within 3 months requires:A new roof: 16K-25K (not entirely a surprise I knew it's near the end of life span but didn't expect immediately leaks)Subterrainean termite termicide perimeter treatment: 1K (a surprise)Drywood termite tenting: 1.2K (not a surprise but didn't know the extent of damages)Power line weatherhead cracked: 1.3K (a big surprise)Interior doors and closet shelving from sub termite damages: $500 (a surprise)New water heater: $650 (not a surprise)So yes, you need cash reserves.

Anyway, I am looking to move in with my girlfriend and have found a condo that meets our short term needs (nice place to live for us) and my long term needs (highly rentable).That was all background just to give you some context, my actual question is with regard to how the lenders are calculating my borrowing power for the new loan for the condo.  

Utilities- All the normal ones- Power, water, sewer and hopefully gas.